How do you withdraw cash in China? How much is the handling fee?
Foreign cards can be used to withdraw cash from ATMs in China. Look for machines with the Visa / Mastercard / Plus / Cirrus logo. Branches of major banks (Bank of China, Industrial and Commercial Bank of China, China Construction Bank) are the most reliable. Fees consist of two parts: the foreign cash withdrawal fee charged by the card-issuing bank (usually 1–3%, minimum 3–5 USD equivalent) plus the ATM bank’s fee (most Chinese banks no longer charge an extra fee for foreign card withdrawals). The single withdrawal limit is usually 2,000–3,000 RMB, with a daily limit of
Foreign cards can be used to withdraw cash at ATMs in China. Look for machines with the Visa / Mastercard / Plus / Cirrus logo. Branches of large banks (Bank of China, Industrial and Commercial Bank of China, China Construction Bank) are the most reliable. Fees consist of two parts: the foreign cash withdrawal fee charged by the issuing bank (usually 1–3%, with a minimum of 3–5 USD equivalent) plus the ATM bank's fee (most Chinese banks no longer charge extra fees for foreign card withdrawals). The single withdrawal limit is usually 2000–3000 RMB, with a daily cumulative limit. It is recommended to withdraw enough at once (e.g., 3000 RMB) to reduce the number of fees. In addition, large shopping malls, supermarkets, and international chain hotels in China accept foreign credit cards, with cash mainly used for small stalls and secondary consumption in scenic areas.